First Step: Complete Consumer Credit Counseling
The bankruptcy law has a consumer credit counseling requirement. You must complete the credit counseling and obtain a certificate in order to be eligible to file a bankruptcy case. Be aware that there is a fee for this counseling service.
Many companies offer credit counseling. One company, DebtorCC™, can be reached at (800) 610-3920. Another company, Springboard Nonprofit Consumer Credit Counseling, can be reached at (800) 947-3752.
Second Step: Prepare Your Documents
In order to continue this legal process, you must have an accurate record of certain papers. The documents that are required include:
• Consumer Credit Counseling Certificate
• Complete List of All Your Creditors
• Copies of Your Paystubs or Proof of All Income for the Last Six Months
• Copy of Your Most Recent Tax Return
Third Step: Schedule Your Appointment
The third step of these financial proceedings involves scheduling an appointment with us. For your convenience, these appointments can be made over the phone or online.
Contact us to receive support from our renowned attorney as you complete necessary bankruptcy procedures.